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What you can afford
Before you start looking for a property to buy, you need to work out exactly what you can afford, try our budget calculator
It's a good idea to talk to our team at The Loughborough about your mortgage as early as possible. To help you, we've provided a mortgage payment calculator to help you get an idea of what your monthly mortgage repayments might be.
There are numerous costs when buying a new home, so take into consideration valuation costs, stamp duty, Solicitor's/conveyancing fees, land registry fees, mortgage arrangement fees and moving costs.
As it's one of the first questions any estate agent or property website will ask, have a good idea of the most you want to spend - a price ceiling.
Remember also not to overlook the cost of protecting your home and yourselves. Work out what insurance and protection you need before you set your mortage budget and don't forget the ongoing costs of bills like council tax, utilities and a TV licence.
How to apply
We like to make your life easier, call into one of our branches and talk to one of our friendly and professional staff. Alternatively, you can call us on 01509 631950 or request a callback at a time convenient to you.
It will help to have handy
- ID and proof of residency in UK
- Details of income for all applicants
- Particulars of property being mortgaged
