Guide To Moving Home
If you're looking to move to a new home, decide on the type of mortgage and what you can afford before choosing your new home. Take a good look at the pros and cons of your current mortgage deal and make sure you budget carefully.
There are always extra costs associated with moving house, including valuation fees and legal fees, and you must ensure that you choose a mortgage that suits your current lifestyle and future plans.
It's best to avoid high fees so look out for high arrangement fees or higher lending charges and it might be worth considering paying the arrangement fee upfront if you can, rather than adding it to the mortgage.
There's also the chance that you could try to overpay when you can, especially if you have savings that aren't earning much interest. Check first that overpayments are free.
How to apply
We like to make your life easier, call into one of our branches and talk to one of our friendly and professional staff. Alternatively, you can call us on 01509 631950 or request a callback at a time convenient to you.
It will help to have handy
- ID and proof of residency in UK
- Details of income for all applicants
- Particulars of property being mortgaged