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Choosing A New Mortgage
If you’re moving house, now’s a good opportunity to find a new mortgage deal that suits your budget, lifestyle and future plans. Depending on your move, you might need a larger or smaller mortgage than before, and your income and circumstances could well have changed over the last few years, so a different type of mortgage may suit you better.
Fees can be high if you need to borrow more than 75% of the property’s value. This depends on the product. A high arrangement fee for a low rate, often added to the mortgage, could cost you more over the long term – so consider paying the fee immediately. Look for a mortgage that allows overpayments to help reduce the amount owed (and interest).
How to apply
We like to make your life easier, call into one of our branches and talk to one of our friendly and professional staff. Alternatively, you can call us on 01509 631950 or request a callback at a time convenient to you.
It will help to have handy
- ID and proof of residency in UK
- Details of income for all applicants
- Particulars of property being mortgaged
