Equity Release



The Key to a brighter future with equity release


As part of our dedication to providing a first class service to all our customers, we've teamed up with Key Retirement Solutions, the UK's number one equity release specialists, to offer an impartial advice service to anyone considering releasing cash from their home.

Release tax-free cash from your home and live life to the full

If you’re a homeowner aged 55-95, equity release could help you to enjoy the lifestyle you deserve. The money released with an equity release plan is tax-free and can be spent however you choose. Popular uses include holidays, home improvements, help with day to day living costs or even to help a family member. There are typically no monthly repayments and you have the peace of mind that you can stay in your home for life.

How much can you release?

Click on the link to the right to find out how much equity you could release.

How much can you release depends on the number of factors such as your age, the kind of equity release plan you choose and how much your home is worth. But it's important to ensure you get independent specialist advice before you make a decision.

Finding the right adviser

An equity release plan is an important financial commitment. You need to be sure of your decision and obligations and commitments, before you go ahead. Most importantly, you must be confident that you have made the right choice for your needs, which is why it is important to seek professional, specialist independent advice.

An independent adviser is free to advise on and compare plans from the entire equity release market. They should research all the available plans and then recommend the most suitable plan for you.

Take advantage of a free, no obligation initial consultation with the UK's number one independent equity release specialists. Call today FREE on 0800 531 6033 to arrange an appointment.

Key can help you to make the right decision for your financial future, with comprehensive and tailor-made impartial advice.

Your personal adviser will:

  • Tell you how much cash you could release.
  • Explain the pros and cons of different types of plan.
  • Explain how the value of your estate will be reduced.
  • Offer you the choice of lifetime mortgages, home reversions or drawdown plans and the option of a tax-free cash lump sum or a regular income.
  • Tell you if it's not right for you and suggest alternative options.

After taking the time to get to know you and your wishes, your adviser will then search the entire market to find the best plan for you and work out any effect on your state benefits.

As an extra safeguard, Key recommend plans approved by Safe Home Income Plans (SHIP), which guarantees you will never fall into negative equity, can stay in your home for life and can move home if you wish (subject to criteria).

Furthermore, Key also have access to exclusive offers from leading plan providers that you won't get anywhere else; which could help you to save your estate thousands of pounds in the future.

What Key's customers say…

"I would recommend Key Retirement to anyone interested because they give independent advice and are specialists in the field of equity release. The adviser was very patient and understanding of our requirements. We felt we were under no pressure and we were very comfortable in his presence."
Mrs M Short

"Our adviser was a good honest and professional person, easy to communicate with. After consultation with family, he provided an ideal solution to enable us to be more content with life."
Mr & Mrs B Spencer

Find out more about Key

Take your first step to financial freedom. Speak to a member of the team today on 0800 531 6033 to find out more about Key Retirement Solutions and equity release. Alternatively you can email them at Loughborough@keyrs.co.uk

This is an equity release plan. To understand the features and risks ask for a personalised illustration. The fee for Keys advice is typically 1.65% of the amount released; however, this is only payable on completion of the plan.

Representatives of The Loughborough Building Society are not authorised by The Loughborough Building Society to give advice or a personal recommendation in respect of equity release. They act as introducers only to Key Retirement Solutions. Key Retirement Solutions is authorised and regulated by the Financial Services Authority.

Key Retirement Solutions, Harbour House, Portway, Preston, PR2 2PR

Loughborough@keyrs.co.uk

This is an equity release plan. To understand the features and risks ask for a personalised illustration.

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