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Accrued Interest

The amount of interest that your account has earned to date and which is held in a store until interest is due to be paid to you.

Available Balance

The amount of cleared funds that you may withdraw from your account.

Annual Equivalent Rate (AER)

The amount you will be given for any money held in a savings account is presented to you as a percentage Annual Equivalent Rate (%AER).

The AER is given to demonstrate what your interest return would be if the interest was compounded and paid annually instead of any other period (e.g. monthly).


Got a more specific question? Try our Savings help section Or give us a call on 01509 631960