Our 3 Year Fixed Further Advance Mortgage offers a fixed rate of 3.69% for a period of 3 years from completion, followed by our standard variable rate applicable at that time. The interest rate charged won't fall below 2%.
Overall cost for
|Max % LTV||
Minimum £2,000: Maximum £200,000
Loan to Value (LTV)
Maximum 90% (subject to Society lending policy)
No Minimum Term: Maximum 35 years
Available up to a maximum of 90% of the property value for residential properties.
All applications are subject to the Society’s general lending criteria, property value and satisfactory status enquiries.
This product is a limited edition and cannot be guaranteed until an application has been received.
The mortgage product may be transferred to a new mortgage arranged by the borrower(s) subject to the Society’s lending criteria.
The interest rate charged won't fall below 2%.
No early repayment charges apply
Partial Lump Sum Repayments
Of any amount are permitted.
There is no fee payable.
A valuation for mortgage purposes will be required, the cost of which must be met by the applicant. See separate scale of fees.
Higher Lending Charge
For loans above 80% LTV the Society will arrange mortgage indemnity insurance. For mortgages up to and including 90% LTV, this charge will be paid by the Society.
On completion, the advance will be released to your nominated bank account by CHAPS (Clearing House Automated Payment Service). A fee of £30.00 is payable on completion. This fee can be added to the loan subject to LTV limits.