Further Advance 3 Year Fixed Rate

Our 3 Year Fixed Further Advance Mortgage offers a fixed rate of 2.99% for a period of 3 years from completion, followed by our standard variable rate applicable at that time.  The interest rate charged won't fall below 2%.

Initial rate Overall cost for
Max % LTV Completion
2.99% 4.6% APRC 90% £0 View

Representative example

A Mortgage of  £42,101.00, payable over 14 years and 7 months (175  months) initially on a fixed rate for 3 years (36 months) of 2.99% and then on our current standard variable rate of 5.34% for the remaining 11 years and 7 months (139 months) would require 36 monthly payments of £297.12 then 139 monthly payments of £336.95. The total amount payable would be £57,740.91 made up of the loan amount plus interest (£15,534.91) and a £75.00 valuation fee and £30.00 CHAPS fee. The overall cost for comparison is 4.6% representative APRC.

Key Features


Minimum £2,000: Maximum £200,000         

Loan to Value (LTV)

Maximum 90% (subject to Society lending policy)


No Minimum Term: Maximum 35 years


Available up to a maximum of 90% of the property value for residential properties.

All applications are subject to the Society’s general lending criteria, property value and satisfactory status enquiries.

This product is a limited edition and cannot be guaranteed until an application has been received.


The mortgage product may be transferred to a new mortgage arranged by the borrower(s) subject to the Society’s lending criteria.

Important Information

The interest rate charged won't fall below 2%.

Early Repayment Charge Fees How to apply