Products for intermediaries

A mortgage of £200,091.00, payable over 28 years and 4 months (340 months) initially on a fixed rate for 5 years (60 months) of 6.25% and then on our current standard variable rate of 7.89% for the remaining 23 years and 4 months (280 months) would require 60 monthly payments of £1,257.07 then 280 monthly payments of £1,447.37 on a capital and interest repayment method. The total amount payable would be £482,168.29 made up of the loan amount plus interest (£281,483.29) with a £499.00 product fee, £10.00 CHAPS fee and a mortgage redemption administration fee of £85.00. The overall cost for comparison is 7.5% representative APRC.

A mortgage of £191,941.00, payable over 23 years and 1 month (277 months) initially on a fixed rate for 2 years (24 months) of 4.99% and then on our current standard variable rate of 7.89% for the remaining 21 years and 1 month (253 months) would require 24 monthly payments of £798.15 then 253 monthly payments of £1,262.01 on an interest only basis. The total amount payable would be £536,206.60 made up of the loan amount plus interest (£339,170.60) and £5,000.00 product fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 8.0% representative APRC.

A mortgage of £88,703.00, payable over 30 years and 2 months (362 months) initially on a fixed rate for 5 years (60 months) of 5.85% and then on our current standard variable rate of 7.89% for the remaining 25 years and 2 months (302 months) would require 60 monthly payments of £522.23 then 302 monthly payments of £629.11 on a capital and interest repayment basis. The total amount payable would be £221,770.96 made up of the loan amount plus interest (£132,972.96) with a £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 7.4% representative APRC.

A mortgage of £200,091.00, payable over 28 years and 4 months (340 months) initially on a fixed rate for 5 years (60 months) of 5.89% and then on our current standard variable rate of 7.89% for the remaining 23 years and 4 months (280 months) would require 60 monthly payments of £1,211.35 then 280 monthly payments of £1,440.67 on a capital and interest repayment method. The total amount payable would be £477,989.36 made up of the loan amount plus interest (£276,804.36) with £999.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 7.4% representative APRC.

A mortgage of £143,253.00, payable over 20 years and 5 months (245 months) initially on a fixed rate for 2 years (24 months) of 5.99% and then on our current standard variable rate of 7.89% for the remaining 18 years and 5 months (221 months) would require 24 monthly payments of £715.07 then 221 monthly payments of £941.89 on an interest only basis. The total amount payable would be £369,798.41 made up of the loan amount plus interest (£225,951.41) with a £499.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £88,703.00, payable over 30 years and 2 months (362 months) initially on a fixed rate for 2 years (24 months) of 6.10% and then on our current standard variable rate of 7.89% for the remaining 28 years and 2 months (338 months) would require 24 monthly payments of £536.50 then 338 monthly payments of £638.60 on a capital and interest repayment basis. The total amount payable would be £229,160.82 made up of the loan amount plus interest (£140,362.82) with a £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £171,110.00, payable over 15 years and 3 months (183 months) on a discounted rate for the term of the mortgage of 6.05% would require 183 monthly payments of £862.68. This is based on an interest-only repayment method. The total amount payable would be £330,889.24 made up of the loan amount plus interest (£158,695.24) and a £999.00 product fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 6.3% representative APRC.

A mortgage of £232,282.00, payable over 25 years and 0 months (300 months) initially on a discounted rate for 2 years (24 months) of 5.89% and then on our current standard variable rate of 7.89% for the remaining 23 years and 0 months (276 months) would require 24 monthly payments of £1,481.02 then 276 monthly payments of £1,758.46 on a capital and interest repayment method. The total amount payable would be £522,429.55 made up of the loan amount plus interest (£289,553.55) with a £499.00 product fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 7.8% representative APRC.

A mortgage of £213,295.00, payable over 32 years and 0 months (384 months) initially on a fixed rate for 5 years (60 months) of 5.99% and then on our current standard variable rate of 7.89% for the remaining 25 years and 0 months (324 months) would require 60 monthly payments of £1,249.32 then 324 monthly payments of £1,496.79 on a capital and interest repayment method. The total amount payable would be £561,842.65 made up of the loan amount plus interest (£347,453.65) with a £999.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 7.5% representative APRC.

A mortgage of £193,525.00, payable over 6 years 8 months (80 months) on a discounted rate of 6.04% for the term of the mortgage (80 months) would require 80 monthly payments of £974.08 based on an interest-only repayment method. The total amount payable would be £273,033.93 made up of the loan amount plus interest (£78,914.93) and a £499.00 product fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 6.4% representative APRC.

A mortgage of £213,295.00, payable over 32 years and 0 months (384 months) initially on a fixed rate for 2 years (24 months) of 5.79% and then on our current standard variable rate of 7.89% for the remaining 30 years and 0 months (360 months) would require 24 monthly payments of £1,221.54 then 360 monthly payments of £1,513.32 on a capital and interest repayment method. The total amount payable would be £575,418.95 made up of the loan amount plus interest (£361,529.95) with a £499.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 7.8% representative APRC.

A mortgage of £54,976.00, payable over 28 years and 5 months (341 months) initially on a fixed rate for 2 years (24 months) of 6.55% and then on our current standard variable rate of 7.89% for the remaining 26 years and 5 months (317 months) would require 24 monthly payments of £355.65 then 317 monthly payments of £402.55 on a capital and interest repayment method. The total amount payable would be £136,976.73 made up of the loan amount plus interest (£81,406.73) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.1% representative APRC.

A mortgage of £232,282.00, payable over 25 years and 0 months (300 months) initially on a discounted rate for 2 years (24 months) of 6.09% and then on our current standard variable rate of 7.89% for the remaining 23 years and 0 months (276 months) would require 24 monthly payments of £1,509.40 then 276 monthly payments of £1,760.40 on a capital and interest repayment method. The total amount payable would be £523,683.49 made up of the loan amount plus interest (£290,807.49) with a £499.00 product fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £170,258.00, payable over 34 years and 9 months (417 months) initially on a fixed rate for 5 years (60 months) of 5.89% and then on our current standard variable rate of 7.89% for the remaining 29 years and 9 months (357 months) would require 60 monthly payments of £960.33 then 357 monthly payments of £1,175.71 on a capital and interest repayment basis. The total amount payable would be £478,544.80 made up of the loan amount plus interest (£307,692.80) with a £499.00 product fee, £10.00 CHAPS fee, and a mortgage exit administration fee of £85.00. The overall cost for comparison is 7.4% representative APRC.

A mortgage of £170,258.00, payable over 34 years and 9 months (417 months) initially on a fixed rate for 2 years (24 months) of 5.99% and then on our current standard variable rate of 7.89% for the remaining 32 years and 9 months (393 months) would require 24 monthly payments of £971.71 then 393 monthly payments of £1,189.63 on a capital and interest repayment basis. The total amount payable would be £491,985.00 made up of the loan amount plus interest (£321,133.00) with a £499.00 product fee, £10.00 CHAPS fee, and a mortgage exit administration fee of £85.00. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £161,859.00, payable over 21 years and 1 month (253 months) initially on a fixed rate for 2 years (24 months) of 5.85% and then on our current standard variable rate of 7.89% for the remaining 19 years and 1 month (229 months) would require 24 monthly payments of £789.06 then 229 monthly payments of £1,064.22 on an interest only basis. The total amount payable would be £425,847.11 made up of the loan amount plus interest (£263,394.11) with a £499.00 completion fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £193,525.00, payable over 6 years 8 months (80 months) on a discounted rate of 6.35% for the term of the mortgage (80 months) would require 80 monthly payments of £1,024.07. This is based on an interest-only repayment method. The total amount payable would be £277,084.18 made up of the loan amount plus interest (£82,965.18) and a £499.00 completion fee, £10.00 CHAPS fee, and £85.00 redemption administration fee. The overall cost for comparison is 6.7% representative APRC.

A mortgage of £147,475.00, payable over 24 years and 2 months (290 months) initially on a fixed rate for 2 years (24 months) of 6.99% and then on our current standard variable rate of 7.89% for the remaining 22 years and 2 months (266 months) would require 24 monthly payments of £1,054.77 then 266 monthly payments of £1,135.25 on a capital and interest only repayment basis. The total amount payable would be £328,714.70 made up of the loan amount plus interest (£180,645.70) with a £499.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 8.1% representative APRC.

A mortgage of £147,475.00, payable over 24 years and 2 months (290 months) initially on a fixed rate for 2 years (24 months) of 6.50% and then on our current standard variable rate of 7.89% for the remaining 22 years and 2 months (266 months) would require 24 monthly payments of £1,009.58 then 266 monthly payments of £1,132.38 on a capital and interest only repayment basis. The total amount payable would be £326,803.44 made up of the loan amount plus interest (£178,734.44) with a £499.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 8.0% representative APRC.

A mortgage of £70,000.00, payable over 29 years and 6 months (354 months) initially on a fixed rate for 2 years (24 months) of 6.55% and then on our current standard variable rate of 7.89% for the remaining 27 years and 6 months (330 months) would require 24 monthly payments of £382.08 then 330 monthly payments of £460.25 on an interest only repayment method. The total amount payable would be £231,942.00 made up of the loan amount plus interest (£161,348.00) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.1% representative APRC.

A mortgage of £143,253.00, payable over 20 years and 5 months (245 months) initially on a fixed rate for 2 years (24 months) of 6.35% and then on our current standard variable rate of 7.89% for the remaining 18 years and 5 months (221 months) would require 24 monthly payments of £758.05 then 221 monthly payments of £941.89 on an interest only repayment method. The total amount payable would be £370,874.56 made up of the loan amount plus interest (£227,027.56) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.0% representative APRC.

A mortgage of £196,580.00, payable over 28 years and 2 months (338 months) initially on a fixed rate for 2 years (24 months) of 6.25% and then on our current standard variable rate of 7.89% for the remaining 26 years and 2 months (314 months) would require 24 monthly payments of £1,237.68 then 314 monthly payments of £1,440.71on a capital and interest only repayment basis. The total amount payable would be £483,663.08 made up of the loan amount plus interest (£286,489.08) with a £499.00 product fee, £10.00 CHAPS fee and a redemption administration fee of £85.00. The overall cost for comparison is 7.9% representative APRC.

A mortgage of £54,976.00, payable over 28 years and 5 months (341 months) initially on a fixed rate for 2 years (24 months) of 7.15% and then on our current standard variable rate of 7.89% for the remaining 26 years and 5 months (317 months) would require 24 monthly payments of £377.33 then 317 monthly payments of £403.61 on a capital and interest repayment method. The total amount payable would be £137,862.34 made up of the loan amount plus interest (£82,292.34) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.2% representative APRC.

A mortgage of £88,703.00, payable over 30 years and 2 months (362 months) initially on a fixed rate for 2 years (24 months) of 6.35% and then on our current standard variable rate of 7.89% for the remaining 28 years and 2 months (338 months) would require 24 monthly payments of £550.92 then 338 monthly payments of £639.33 on a capital and interest repayment method. The total amount payable would be £230,266.58made up of the loan amount plus interest (£140,969.58) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.0% representative APRC.

A mortgage of £70,000.00, payable over 29 years and 6 months (354 months) initially on a fixed rate for 2 years (24 months) of 7.15% and then on our current standard variable rate of 7.89% for the remaining 27 years and 6 months (330 months) would require 24 monthly payments of £417.08 then 330 monthly payments of £460.25 on an interest only repayment method. The total amount payable would be £232,819.40 made up of the loan amount plus interest (£162,225.40) with a £499.00 product fee, £10.00 CHAPS fee, and a redemption administration fee of £85.00. The overall cost for comparison is 8.2% representative APRC.