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Mortgages

Discover competitive rates and personalised service with our wide range of mortgage offerings.

Mortgages Made for Real Life

Whether you’re buying your first home, moving to you next, switching your mortgage, investing in a buy to let property, or have more complex borrowing needs, we’re here to support you at every stage of your journey.

With access to expert advice, flexible options, and a team that takes time to understand your circumstances, we aim to make mortgages feel more manageable and more personal.

As a mutual building society, we don’t have shareholders or dividends to pay. That mean we focus on doing things right for our members, sharing success through fair rates for borrowers, attractive returns for savers, and a commitment to personal service.

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Find the right mortgage for you

Borrowing into retirement

Mortgages designed for people in retirement or need a term beyond 80.

Retired couple hugging on sofa

Buy to let

Mortgages designed for people who want to invest in property to let out.

Buying a home

Whether you’re upsizing, downsizing, self-employed, retired or a member of the Armed Forces we can help.

Family assist

Mortgages designed for the needs of today.

First time buyers

Expert advice and mortgage deals with just 5% deposit.

Young couple moving into home

Moving your mortgage

Looking to move your mortgage from your current lender? We can help.

Grey tabby cat in a cardboard box

Existing borrowers

Making changes, need help or just have a question? We’re here to help you.

Mortgages help and support

Borrowing into retirement

Buy for UniJoint borrower sole proprietor

Buy to let

Existing borrower

Family deposit

First time buyer

Joint borrower sole proprietor

Concerns about meeting your Mortgage costs

Advice and support for those who are concerned about paying their mortgage.

Home insurance and personal protection

At The Loughborough, we’re committed to helping our members protect what matters most. That’s why we’ve partnered with Pure Protect, a trusted insurance specialist, to offer tailored cover that fits your lifestyle and financial goals.