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Borrowing into Retirement Mortgages

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Joint Borrower Sole Proprietor – 3 Year Discount

Our Joint Borrower Sole Proprietor 3 year Discount Variable Mortgage product includes a discount of 2.79% from the Society’s standard variable mortgage interest rate (SVR), currently 7.94% for 3 years giving a current rate payable of 5.15%. At the end of the 3 years the Society’s prevailing standard variable mortgage interest rate will apply. The […]

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Borrowing Into Retirement Term Discount

Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 2.15% from the Society’s standard variable mortgage interest rate (SVR), currently 7.94%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

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Prime Plus – Borrowing Into Retirement 5 Year Fixed

Our Prime Plus – Borrowing Into Retirement 5 Year Fixed offers a fixed rate of 7.19% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Family Deposit Mortgage 5 Year Fixed

Our Family Deposit 5 Year Fixed Rate Mortgage offers a fixed rate of 6.75% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed

Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.85% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Joint Borrower Sole Proprietor – 5 Year Fixed

Our Joint Borrower Sole Proprietor 5 year Fixed Mortgage product offers a fixed rate of 5.99% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Borrowing Into Retirement 3 Year Fixed

Our  Borrowing Into Retirement 3 Year Fixed Mortgage offers a fixed rate of 5.49% for a period of 3 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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