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Combine your family resources

Home > Mortgages > Family Assist > Joint Borrower Sole Proprietor

Joint Borrower Sole Proprietor

Our Joint Borrower Sole Proprietor mortgage enables you to combine your resources with those of supporting family members so you can afford your own home.  With up to two owner occupiers and up to two non-owning borrowers, the prospect of owning your own home could become a reality.

You can find more information and answers to some questions you may have here.

Try our mortgage Calculator
Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income





LTV Amount





Payment Terms





Fixed rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Joint Borrower Sole Proprietor 5 Year Fixed
Representative Example
3.09%
3.9% APRC
80%
£499
Product
Joint Borrower Sole Proprietor 5 Year Fixed
Representative Example
Initial rate
3.09%
Overall cost for comparison
3.9% APRC
Max% LTV
80%
Completion Fee
£499
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
3.05%
4.5% APRC
90%
£699
Product
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Initial rate
3.05%
Overall cost for comparison
4.5% APRC
Max% LTV
90%
Completion Fee
£699
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
3.35%
4.6% APRC
95%
£499
Product
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Initial rate
3.35%
Overall cost for comparison
4.6% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor & Deposit Guarantee 3 Year Fixed
Representative Example
3.75%
4.4% APRC
100%
£699
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 3 Year Fixed
Representative Example
Initial rate
3.75%
Overall cost for comparison
4.4% APRC
Max% LTV
100%
Completion Fee
£699