Intermediary Mortgage Type: First Time Buyer Mortgages

  • Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed

    Our Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed product offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Family Deposit Mortgage 2 Year Discount

    Our Family Deposit 2 Year Discounted Rate Mortgage includes a discount of 1.80% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 6.09%

  • Discounted Market Value – 5 Year Fixed

    Our Discounted Market Value 5 Year Fixed Rate product offers a fixed rate of 5.89% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Discounted Market Value – 2 Year Fixed

    Our Discounted Market Value 2 Year Fixed Rate product offers a fixed rate of 5.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Buy for University – Term Discount

    Our Buy for University Term Discount Mortgage includes a discount of 1.54% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year…

  • Credit Repair (Tier 4) – 2 Year Fixed

    Our Credit Repair (Tier 4) 2-Year Fixed Rate product offers a fixed rate of 6.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Impaired Credit (Tier 3) – 2 Year Fixed

    Our Impaired Credit (Tier 3) 2-Year Fixed Rate product offers a fixed rate of 6.50% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed

    Our Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Near Prime (Tier 2) – 2 Year Fixed

    Our Near Prime (Tier 2) 2-Year Fixed Rate product offers a fixed rate of 6.25% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Near Prime (Tier 2)  Borrowing Into Retirement 2 Year Fixed

    Our Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.35% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.