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First Time Buyer Mortgages

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Shared Ownership 5 Year Fixed

Our 5 Year Mortgage offers a fixed rate of 6.54% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%.

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Large Loan/LTI 2 Year Discount

Our 2 Year Discount Variable Mortgage product includes a discount of 1.14% off the Society’s standard variable mortgage interest rate (SVR), currently 7.49% for 2 years giving a current rate payable of 6.35% which will not go below a floor of 3.50%. At the end of the 2 years the Society’s prevailing standard variable mortgage […]

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Borrowing Into Retirement Term Discount

Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 1.50% off the Society’s standard variable mortgage interest rate (SVR), currently 7.49%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

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Borrowing Into Retirement 3 Year Fixed

Our  Borrowing Into Retirement 3 Year Fixed Mortgage offers a fixed rate of 6.45% for a period of 3 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%.

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Joint Borrower Sole Proprietor – 5 Year Fixed

Our Joint Borrower Sole Proprietor 5 year Fixed Mortgage product offers a fixed rate of 6.39% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%.

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5 Year Fixed

Our 5 Year Fixed Mortgage offers a fixed rate of 6.29% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%.

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2 Year Discount

Our 2 Year Discount Variable Mortgage product includes a discount of 1.04% off the Society’s standard variable mortgage interest rate (SVR), currently 7.49% for 2 years giving a current rate payable of 6.45%. At the end of the 2 years the Society’s prevailing standard variable mortgage interest rate will apply. The interest rate charged cannot […]

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Prime Plus Shared Ownership 5-Year Fixed

Our Prime Plus Shared Ownership 5-Year Fixed Rate offers a fixed rate of 7.80% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below 2%.

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Prime Plus – 5 Year Fixed

Our Prime Plus 5-Year Fixed Rate product offers a fixed rate of 7.64% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below 2%.

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Prime Plus – Borrowing Into Retirement 5 Year Fixed

Our Prime Plus – Borrowing Into Retirement 5 Year Fixed offers a fixed rate of 7.74% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below 2%.

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Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed

Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 7.15% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below 2%.

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Family Deposit Mortgage 5 Year Fixed

Our Family Deposit 5 Year Fixed Rate Mortgage offers a fixed rate of 7.05% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below 2%.

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3 Year Fixed

Our 3 Year Fixed Mortgage offers a fixed rate of 6.89% for a period of 3 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.49%. The SVR interest rate charged cannot go below a floor of 2%.

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Buy for University – Term Discount

Our Buy for University Term Discount Mortgage includes a discount of 0.64% off the Society’s standard variable mortgage interest rate, currently 7.49%, for the term of the mortgage. The interest rate charged cannot go below 2%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

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Buy for University – Term Discount

Our Buy for University Term Discount Mortgage includes a discount of 0.84% off the Society’s standard variable mortgage interest rate, currently 7.49%, for the term of the mortgage. The interest rate charged cannot go below 2%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

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