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First Time Buyer Mortgages

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Buy for University – Term Discount

Our Buy for University Term Discount Mortgage includes a discount of 1.75% from the Society’s standard variable mortgage interest rate, currently 7.94%, for the term of the mortgage. The interest rate charged cannot go below 3.50%.. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

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Buy for University – Term Discount

Our Buy for University Term Discount Mortgage includes a discount of 1.85% from the Society’s standard variable mortgage interest rate, currently 7.94%, for the term of the mortgage. The interest rate charged cannot go below 3.50%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

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2 Year Fixed

Our 2 Year Fixed Mortgage offers a fixed rate of 5.49% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Prime Plus – 5 Year Fixed

Our Prime Plus 5-Year Fixed Rate product offers a fixed rate of 6.89% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Joint Borrower Sole Proprietor – 3 Year Discount

Our Joint Borrower Sole Proprietor 3 year Discount Variable Mortgage product includes a discount of 2.79% from the Society’s standard variable mortgage interest rate (SVR), currently 7.94% for 3 years giving a current rate payable of 5.15%. At the end of the 3 years the Society’s prevailing standard variable mortgage interest rate will apply. The […]

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Borrowing Into Retirement Term Discount

Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 2.15% from the Society’s standard variable mortgage interest rate (SVR), currently 7.94%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

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2 Year Discount

Our 2 Year Discount Variable Mortgage product includes a discount of 2.89% from the Society’s standard variable mortgage interest rate (SVR), currently 7.94% for 2 years giving a current rate payable of 5.05%. At the end of the 2 years the Society’s prevailing standard variable mortgage interest rate will apply. The interest rate charged cannot […]

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Prime Plus – Borrowing Into Retirement 5 Year Fixed

Our Prime Plus – Borrowing Into Retirement 5 Year Fixed offers a fixed rate of 7.19% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Prime Plus Shared Ownership 5-Year Fixed

Our Prime Plus Shared Ownership 5-Year Fixed Rate offers a fixed rate of 7.39% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Family Deposit Mortgage 5 Year Fixed

Our Family Deposit 5 Year Fixed Rate Mortgage offers a fixed rate of 6.75% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed

Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.85% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Joint Borrower Sole Proprietor – 5 Year Fixed

Our Joint Borrower Sole Proprietor 5 year Fixed Mortgage product offers a fixed rate of 5.99% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Borrowing Into Retirement 3 Year Fixed

Our  Borrowing Into Retirement 3 Year Fixed Mortgage offers a fixed rate of 5.49% for a period of 3 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Large Loan/LTI 5 Year Fixed

Our 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.30% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Large Loan/LTI 5 Year Fixed

Our 5 Year Fixed Rate Mortgage product offers a fixed rate of 5.89% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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5 Year Fixed

Our 5 Year Fixed Mortgage offers a fixed rate of 6.29% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Shared Ownership 2 Year Fixed

Our 2 Year Mortgage offers a fixed rate of 5.85% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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Shared Ownership 5 Year Fixed

Our 5 Year Mortgage offers a fixed rate of 5.45% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.94%.

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