Intermediary Mortgage Type: First Time Buyer Mortgages

  • Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed

    Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.25% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Shared Ownership 5 Year Fixed

    Our 5 Year Mortgage offers a fixed rate of 5.85% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%

  • 5 Year Fixed

    Our 5 Year Fixed Mortgage offers a fixed rate of 5.89% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Borrowing Into Retirement 2 Year Fixed

    Our  Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 5.99% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Shared Ownership 2 Year Fixed

    Our 2 Year Mortgage offers a fixed rate of 6.10% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Borrowing Into Retirement Term Discount

    Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 1.84% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

  • 2 Year Discount

    Our 2 Year Discount Mortgage includes a discount of 2.00% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 5.89%. At the end of the 2 years the Society’s prevailing standard variable mortgage interest rate will apply. The interest rate charged cannot go below 3.50%.

  • Joint Borrower Sole Proprietor – 5 Year Fixed

    Our Joint Borrower Sole Proprietor 5 year fixed rate mortgage product offers a fixed rate of 5.99% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

  • Buy for University – Term Discount

    Our Buy for University Term Discount Mortgage includes a discount of 1.85% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year…

  • Joint Borrower Sole Proprietor – 2 Year Fixed

    Our Joint Borrower Sole Proprietor 2 year fixed rate mortgage product offers a fixed rate of 5.79% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.