Products for Intermediaries
Whether your client is looking to buy a home for the first time or making changes in later life, our range of mortgage products for Intermediaries could help you find the right solution for them.
We are currently undergoing a significant IT transformation programme transforming our back-office systems, including integrations with platforms that support both our mortgage and savings customers, this level of change presents considerable challenges—both technically and in terms of resources required. We are not currently offering Standard Residential, Family Buy to Let, 5.5x Income, Prime Plus 1 Mortgage products.
All the products are listed below and you can also download our handy Products at a Glance document
Variable Rate Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
6.09%
6.09%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Fixed Rate Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Buy to Let 2 Year Fixed
Representative Example
Buy to Let 2 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Holiday Let 2 Year Fixed Rate
Representative Example
Holiday Let 2 Year Fixed Rate
Representative Example
Initial rate
4.99%
4.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£5000
£5000
Product
Discounted Market Value – 2 Year Fixed
Representative Example
Discounted Market Value – 2 Year Fixed
Representative Example
Initial rate
5.99%
5.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Initial rate
5.79%
5.79%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Borrowing Into Retirement 2 Year Fixed
Representative Example
Borrowing Into Retirement 2 Year Fixed
Representative Example
Initial rate
5.99%
5.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
70%
70%
Completion Fee
£499
£499
Product
Discounted Market Value – 5 Year Fixed
Representative Example
Discounted Market Value – 5 Year Fixed
Representative Example
Initial rate
5.89%
5.89%
Overall cost for comparison
7.5% APRC
7.5% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Shared Ownership 5 Year Fixed
Representative Example
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.4% APRC
7.4% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
6.10%
6.10%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
First Time Buyer Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Buy for University – Term Discount
Representative Example
Buy for University – Term Discount
Representative Example
Initial rate
6.35%
6.35%
Overall cost for comparison
6.7% APRC
6.7% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Product
Discounted Market Value – 2 Year Fixed
Representative Example
Discounted Market Value – 2 Year Fixed
Representative Example
Initial rate
5.99%
5.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
6.09%
6.09%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Product
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Initial rate
5.79%
5.79%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Borrowing Into Retirement 2 Year Fixed
Representative Example
Borrowing Into Retirement 2 Year Fixed
Representative Example
Initial rate
5.99%
5.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
70%
70%
Completion Fee
£499
£499
Product
Discounted Market Value – 5 Year Fixed
Representative Example
Discounted Market Value – 5 Year Fixed
Representative Example
Initial rate
5.89%
5.89%
Overall cost for comparison
7.5% APRC
7.5% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Shared Ownership 5 Year Fixed
Representative Example
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.4% APRC
7.4% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
6.10%
6.10%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
Borrowing into Retirement Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
6.09%
6.09%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Product
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Initial rate
5.79%
5.79%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Borrowing Into Retirement 2 Year Fixed
Representative Example
Borrowing Into Retirement 2 Year Fixed
Representative Example
Initial rate
5.99%
5.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
70%
70%
Completion Fee
£499
£499
Buy for Uni Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Buy for University – Term Discount
Representative Example
Buy for University – Term Discount
Representative Example
Initial rate
6.35%
6.35%
Overall cost for comparison
6.7% APRC
6.7% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Buy To Let Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Buy to Let 2 Year Fixed
Representative Example
Buy to Let 2 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Holiday Let 2 Year Fixed Rate
Representative Example
Holiday Let 2 Year Fixed Rate
Representative Example
Initial rate
4.99%
4.99%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£5000
£5000
Family Assist Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Buy for University – Term Discount
Representative Example
Buy for University – Term Discount
Representative Example
Initial rate
6.35%
6.35%
Overall cost for comparison
6.7% APRC
6.7% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
6.09%
6.09%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Joint Borrower Sole Proprietor Mortgages
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Initial rate
5.79%
5.79%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Product
Shared Ownership 5 Year Fixed
Representative Example
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.4% APRC
7.4% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
6.10%
6.10%
Overall cost for comparison
7.9% APRC
7.9% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0