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Intermediaries > Products for Intermediaries

Products for Intermediaries

Products for Intermediaries

Whether your client is looking to buy a home for the first time or making changes in later life, our range of mortgage products for Intermediaries could help you find the right solution for them.

All the products are listed below and you can also download a handy ‘At a Glance’ document here.

Variable Rate Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
2 Year Discount
Representative Example
5.69%
7.8% APRC
90%
£0
Product
2 Year Discount
Representative Example
Initial rate
5.69%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£0
Borrowing Into Retirement Term Discount
Representative Example
5.99%
6.2% APRC
60%
£0
Product
Borrowing Into Retirement Term Discount
Representative Example
Initial rate
5.99%
Overall cost for comparison
6.2% APRC
Max% LTV
60%
Completion Fee
£0

Fixed Rate Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
7.19%
7.9% APRC
60%
£0
Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
Initial rate
7.19%
Overall cost for comparison
7.9% APRC
Max% LTV
60%
Completion Fee
£0
Prime Plus – 5 Year Fixed
Representative Example
7.09%
7.9% APRC
70%
£0
Product
Prime Plus – 5 Year Fixed
Representative Example
Initial rate
7.09%
Overall cost for comparison
7.9% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Buy to Let 5 Year Fixed
Representative Example
5.95%
7.5% APRC
75%
£1499
Product
Buy to Let 5 Year Fixed
Representative Example
Initial rate
5.95%
Overall cost for comparison
7.5% APRC
Max% LTV
75%
Completion Fee
£1499
Buy to Let 2 Year Fixed
Representative Example
6.09%
8.0% APRC
80%
£0
Product
Buy to Let 2 Year Fixed
Representative Example
Initial rate
6.09%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0
Family Deposit Mortgage 5 Year Fixed
Representative Example
6.75%
7.8% APRC
100%
£0
Product
Family Deposit Mortgage 5 Year Fixed
Representative Example
Initial rate
6.75%
Overall cost for comparison
7.8% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
6.85%
7.9% APRC
100%
£0
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.85%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£0
Family Buy to Let 5 Year Fixed
Representative Example
6.29%
7.5% APRC
80%
£0
Product
Family Buy to Let 5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.5% APRC
Max% LTV
80%
Completion Fee
£0
Holiday Let 5 Year Fixed Rate
Representative Example
5.99%
7.6% APRC
75%
£1499
Product
Holiday Let 5 Year Fixed Rate
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.6% APRC
Max% LTV
75%
Completion Fee
£1499
Holiday Let 2 Year Fixed Rate
Representative Example
6.29%
8.0% APRC
80%
£0
Product
Holiday Let 2 Year Fixed Rate
Representative Example
Initial rate
6.29%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
6.39%
7.7% APRC
95%
£499
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
6.39%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
5.99%
7.5% APRC
90%
£999
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.5% APRC
Max% LTV
90%
Completion Fee
£999
Borrowing Into Retirement 3 Year Fixed
Representative Example
5.49%
7.6% APRC
60%
£0
Product
Borrowing Into Retirement 3 Year Fixed
Representative Example
Initial rate
5.49%
Overall cost for comparison
7.6% APRC
Max% LTV
60%
Completion Fee
£0
Large Loan/LTI 5 Year Fixed
Representative Example
6.30%
7.5% APRC
85%
£999
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
6.30%
Overall cost for comparison
7.5% APRC
Max% LTV
85%
Completion Fee
£999
Large Loan/LTI 5 Year Fixed
Representative Example
5.89%
7.3% APRC
75%
£1499
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
5.89%
Overall cost for comparison
7.3% APRC
Max% LTV
75%
Completion Fee
£1499
5 Year Fixed
Representative Example
6.29%
7.6% APRC
95%
£499
Product
5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.6% APRC
Max% LTV
95%
Completion Fee
£499
2 Year Fixed
Representative Example
5.39%
7.8% APRC
90%
£499
Product
2 Year Fixed
Representative Example
Initial rate
5.39%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£499
Shared Ownership 2 Year Fixed
Representative Example
5.85%
7.9% APRC
95%
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
5.85%
Overall cost for comparison
7.9% APRC
Max% LTV
95%
Completion Fee
£0
Shared Ownership 5 Year Fixed
Representative Example
5.45%
7.2% APRC
95%
£0
Product
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.45%
Overall cost for comparison
7.2% APRC
Max% LTV
95%
Completion Fee
£0

First Time Buyer Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
7.19%
7.9% APRC
60%
£0
Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
Initial rate
7.19%
Overall cost for comparison
7.9% APRC
Max% LTV
60%
Completion Fee
£0
Prime Plus – 5 Year Fixed
Representative Example
7.09%
7.9% APRC
70%
£0
Product
Prime Plus – 5 Year Fixed
Representative Example
Initial rate
7.09%
Overall cost for comparison
7.9% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Family Deposit Mortgage 5 Year Fixed
Representative Example
6.75%
7.8% APRC
100%
£0
Product
Family Deposit Mortgage 5 Year Fixed
Representative Example
Initial rate
6.75%
Overall cost for comparison
7.8% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
6.85%
7.9% APRC
100%
£0
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.85%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
6.39%
7.7% APRC
95%
£499
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
6.39%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
5.99%
7.5% APRC
90%
£999
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.5% APRC
Max% LTV
90%
Completion Fee
£999
Borrowing Into Retirement 3 Year Fixed
Representative Example
5.49%
7.6% APRC
60%
£0
Product
Borrowing Into Retirement 3 Year Fixed
Representative Example
Initial rate
5.49%
Overall cost for comparison
7.6% APRC
Max% LTV
60%
Completion Fee
£0
Large Loan/LTI 5 Year Fixed
Representative Example
6.30%
7.5% APRC
85%
£999
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
6.30%
Overall cost for comparison
7.5% APRC
Max% LTV
85%
Completion Fee
£999
Large Loan/LTI 5 Year Fixed
Representative Example
5.89%
7.3% APRC
75%
£1499
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
5.89%
Overall cost for comparison
7.3% APRC
Max% LTV
75%
Completion Fee
£1499
2 Year Discount
Representative Example
5.69%
7.8% APRC
90%
£0
Product
2 Year Discount
Representative Example
Initial rate
5.69%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£0
Borrowing Into Retirement Term Discount
Representative Example
5.99%
6.2% APRC
60%
£0
Product
Borrowing Into Retirement Term Discount
Representative Example
Initial rate
5.99%
Overall cost for comparison
6.2% APRC
Max% LTV
60%
Completion Fee
£0
5 Year Fixed
Representative Example
6.29%
7.6% APRC
95%
£499
Product
5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.6% APRC
Max% LTV
95%
Completion Fee
£499
2 Year Fixed
Representative Example
5.39%
7.8% APRC
90%
£499
Product
2 Year Fixed
Representative Example
Initial rate
5.39%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£499
Shared Ownership 2 Year Fixed
Representative Example
5.85%
7.9% APRC
95%
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
5.85%
Overall cost for comparison
7.9% APRC
Max% LTV
95%
Completion Fee
£0
Shared Ownership 5 Year Fixed
Representative Example
5.45%
7.2% APRC
95%
£0
Product
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.45%
Overall cost for comparison
7.2% APRC
Max% LTV
95%
Completion Fee
£0

Borrowing into Retirement Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
7.19%
7.9% APRC
60%
£0
Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
Initial rate
7.19%
Overall cost for comparison
7.9% APRC
Max% LTV
60%
Completion Fee
£0
Family Deposit Mortgage 5 Year Fixed
Representative Example
6.75%
7.8% APRC
100%
£0
Product
Family Deposit Mortgage 5 Year Fixed
Representative Example
Initial rate
6.75%
Overall cost for comparison
7.8% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
6.85%
7.9% APRC
100%
£0
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.85%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
6.39%
7.7% APRC
95%
£499
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
6.39%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
5.99%
7.5% APRC
90%
£999
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.5% APRC
Max% LTV
90%
Completion Fee
£999
Borrowing Into Retirement 3 Year Fixed
Representative Example
5.49%
7.6% APRC
60%
£0
Product
Borrowing Into Retirement 3 Year Fixed
Representative Example
Initial rate
5.49%
Overall cost for comparison
7.6% APRC
Max% LTV
60%
Completion Fee
£0
Borrowing Into Retirement Term Discount
Representative Example
5.99%
6.2% APRC
60%
£0
Product
Borrowing Into Retirement Term Discount
Representative Example
Initial rate
5.99%
Overall cost for comparison
6.2% APRC
Max% LTV
60%
Completion Fee
£0

Buy To Let Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Buy to Let 5 Year Fixed
Representative Example
5.95%
7.5% APRC
75%
£1499
Product
Buy to Let 5 Year Fixed
Representative Example
Initial rate
5.95%
Overall cost for comparison
7.5% APRC
Max% LTV
75%
Completion Fee
£1499
Buy to Let 2 Year Fixed
Representative Example
6.09%
8.0% APRC
80%
£0
Product
Buy to Let 2 Year Fixed
Representative Example
Initial rate
6.09%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0
Family Buy to Let 5 Year Fixed
Representative Example
6.29%
7.5% APRC
80%
£0
Product
Family Buy to Let 5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.5% APRC
Max% LTV
80%
Completion Fee
£0
Holiday Let 5 Year Fixed Rate
Representative Example
5.99%
7.6% APRC
75%
£1499
Product
Holiday Let 5 Year Fixed Rate
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.6% APRC
Max% LTV
75%
Completion Fee
£1499
Holiday Let 2 Year Fixed Rate
Representative Example
6.29%
8.0% APRC
80%
£0
Product
Holiday Let 2 Year Fixed Rate
Representative Example
Initial rate
6.29%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0

Family Assist Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Family Deposit Mortgage 5 Year Fixed
Representative Example
6.75%
7.8% APRC
100%
£0
Product
Family Deposit Mortgage 5 Year Fixed
Representative Example
Initial rate
6.75%
Overall cost for comparison
7.8% APRC
Max% LTV
100%
Completion Fee
£0

Family Buy to Let Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Family Buy to Let 5 Year Fixed
Representative Example
6.29%
7.5% APRC
80%
£0
Product
Family Buy to Let 5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.5% APRC
Max% LTV
80%
Completion Fee
£0

Joint Borrower Sole Proprietor Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
6.85%
7.9% APRC
100%
£0
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.85%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
6.39%
7.7% APRC
95%
£499
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
6.39%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
5.99%
7.5% APRC
90%
£999
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.5% APRC
Max% LTV
90%
Completion Fee
£999

Shared Ownership Mortgages

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
 
Shared Ownership 2 Year Fixed
Representative Example
5.85%
7.9% APRC
95%
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
5.85%
Overall cost for comparison
7.9% APRC
Max% LTV
95%
Completion Fee
£0
Shared Ownership 5 Year Fixed
Representative Example
5.45%
7.2% APRC
95%
£0
Product
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.45%
Overall cost for comparison
7.2% APRC
Max% LTV
95%
Completion Fee
£0