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Products for Intermediaries

Whether your client is looking to buy a home for the first time or making changes in later life, our range of mortgage products for Intermediaries could help you find the right solution for them.

All the products are listed below and you can also download our handy Products at a Glance document.

Due to an high volume of mortgage applications, we have made the decision to temporarily withdraw products from our core residential and shared ownership ranges. This step is necessary to ensure we continue delivering the high level of service our intermediary partners expect. In addition, we are entering a new phase of our IT Transformation Programme, which demands significant resources to complete essential testing ahead of system integration later this year.

Helpful Information

Variable Rate Mortgages

Borrowing Into Retirement Term Discount
Representative Example

5.89%

6.1% APRC

70%

£499

Product
Borrowing Into Retirement Term Discount
Representative Example

Initial rate
5.89%

Overall cost for comparison
6.1% APRC

Max% LTV
70%

Completion Fee
£499

Family Buy to Let 2 Year Discount
Representative Example

5.84%

7.5% APRC

80%

£0

Product
Family Buy to Let 2 Year Discount
Representative Example

Initial rate
5.84%

Overall cost for comparison
7.5% APRC

Max% LTV
80%

Completion Fee
£0

Fixed Rate Mortgages

Buy to Let 2 Year Fixed
Representative Example

5.49%

7.8% APRC

80%

£0

Product
Buy to Let 2 Year Fixed
Representative Example

Initial rate
5.49%

Overall cost for comparison
7.8% APRC

Max% LTV
80%

Completion Fee
£0

Holiday Let 2 Year Fixed Rate
Representative Example

4.89%

7.9% APRC

80%

£5000

Product
Holiday Let 2 Year Fixed Rate
Representative Example

Initial rate
4.89%

Overall cost for comparison
7.9% APRC

Max% LTV
80%

Completion Fee
£5000

Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

6.45%

7.7% APRC

70%

£0

Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

Initial rate
6.45%

Overall cost for comparison
7.7% APRC

Max% LTV
70%

Completion Fee
£0

Borrowing Into Retirement 2 Year Fixed
Representative Example

5.39%

7.8% APRC

70%

£999

Product
Borrowing Into Retirement 2 Year Fixed
Representative Example

Initial rate
5.39%

Overall cost for comparison
7.8% APRC

Max% LTV
70%

Completion Fee
£999

Prime Plus – Buy to Let 5 Year Fixed
Representative Example

6.55%

7.7% APRC

70%

£0

Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example

Initial rate
6.55%

Overall cost for comparison
7.7% APRC

Max% LTV
70%

Completion Fee
£0

Prime Plus – 5 Year Fixed
Representative Example

6.35%

7.4% APRC

70%

£0

Product
Prime Plus – 5 Year Fixed
Representative Example

Initial rate
6.35%

Overall cost for comparison
7.4% APRC

Max% LTV
70%

Completion Fee
£0

Prime Plus Shared Ownership 5-Year Fixed
Representative Example

6.55%

7.6% APRC

70%

£0

Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example

Initial rate
6.55%

Overall cost for comparison
7.6% APRC

Max% LTV
70%

Completion Fee
£0

Discounted Market Value – 3 Year Fixed
Representative Example

5.85%

7.7% APRC

95%

£0

Product
Discounted Market Value – 3 Year Fixed
Representative Example

Initial rate
5.85%

Overall cost for comparison
7.7% APRC

Max% LTV
95%

Completion Fee
£0

Family Deposit Mortgage 5 Year Fixed
Representative Example

6.15%

7.5% APRC

100%

£499

Product
Family Deposit Mortgage 5 Year Fixed
Representative Example

Initial rate
6.15%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

6.25%

7.5% APRC

100%

£499

Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

Initial rate
6.25%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

5.55%

7.3% APRC

95%

£999

Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

Initial rate
5.55%

Overall cost for comparison
7.3% APRC

Max% LTV
95%

Completion Fee
£999

First Time Buyer Mortgages

Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

6.45%

7.7% APRC

70%

£0

Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

Initial rate
6.45%

Overall cost for comparison
7.7% APRC

Max% LTV
70%

Completion Fee
£0

Borrowing Into Retirement Term Discount
Representative Example

5.89%

6.1% APRC

70%

£499

Product
Borrowing Into Retirement Term Discount
Representative Example

Initial rate
5.89%

Overall cost for comparison
6.1% APRC

Max% LTV
70%

Completion Fee
£499

Borrowing Into Retirement 2 Year Fixed
Representative Example

5.39%

7.8% APRC

70%

£999

Product
Borrowing Into Retirement 2 Year Fixed
Representative Example

Initial rate
5.39%

Overall cost for comparison
7.8% APRC

Max% LTV
70%

Completion Fee
£999

Prime Plus – 5 Year Fixed
Representative Example

6.35%

7.4% APRC

70%

£0

Product
Prime Plus – 5 Year Fixed
Representative Example

Initial rate
6.35%

Overall cost for comparison
7.4% APRC

Max% LTV
70%

Completion Fee
£0

Prime Plus Shared Ownership 5-Year Fixed
Representative Example

6.55%

7.6% APRC

70%

£0

Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example

Initial rate
6.55%

Overall cost for comparison
7.6% APRC

Max% LTV
70%

Completion Fee
£0

Buy for University – Term Discount
Representative Example

6.04%

6.3% APRC

80%

£0

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.04%

Overall cost for comparison
6.3% APRC

Max% LTV
80%

Completion Fee
£0

Buy for University – Term Discount
Representative Example

6.14%

6.5% APRC

100%

£499

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.14%

Overall cost for comparison
6.5% APRC

Max% LTV
100%

Completion Fee
£499

Discounted Market Value – 3 Year Fixed
Representative Example

5.85%

7.7% APRC

95%

£0

Product
Discounted Market Value – 3 Year Fixed
Representative Example

Initial rate
5.85%

Overall cost for comparison
7.7% APRC

Max% LTV
95%

Completion Fee
£0

Family Deposit Mortgage 5 Year Fixed
Representative Example

6.15%

7.5% APRC

100%

£499

Product
Family Deposit Mortgage 5 Year Fixed
Representative Example

Initial rate
6.15%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

6.25%

7.5% APRC

100%

£499

Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

Initial rate
6.25%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

5.55%

7.3% APRC

95%

£999

Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

Initial rate
5.55%

Overall cost for comparison
7.3% APRC

Max% LTV
95%

Completion Fee
£999

Borrowing into Retirement Mortgages

Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

6.45%

7.7% APRC

70%

£0

Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example

Initial rate
6.45%

Overall cost for comparison
7.7% APRC

Max% LTV
70%

Completion Fee
£0

Borrowing Into Retirement Term Discount
Representative Example

5.89%

6.1% APRC

70%

£499

Product
Borrowing Into Retirement Term Discount
Representative Example

Initial rate
5.89%

Overall cost for comparison
6.1% APRC

Max% LTV
70%

Completion Fee
£499

Borrowing Into Retirement 2 Year Fixed
Representative Example

5.39%

7.8% APRC

70%

£999

Product
Borrowing Into Retirement 2 Year Fixed
Representative Example

Initial rate
5.39%

Overall cost for comparison
7.8% APRC

Max% LTV
70%

Completion Fee
£999

Family Deposit Mortgage 5 Year Fixed
Representative Example

6.15%

7.5% APRC

100%

£499

Product
Family Deposit Mortgage 5 Year Fixed
Representative Example

Initial rate
6.15%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

6.25%

7.5% APRC

100%

£499

Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

Initial rate
6.25%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

5.55%

7.3% APRC

95%

£999

Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

Initial rate
5.55%

Overall cost for comparison
7.3% APRC

Max% LTV
95%

Completion Fee
£999

Buy for Uni Mortgages

Buy for University – Term Discount
Representative Example

6.04%

6.3% APRC

80%

£0

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.04%

Overall cost for comparison
6.3% APRC

Max% LTV
80%

Completion Fee
£0

Buy for University – Term Discount
Representative Example

6.14%

6.5% APRC

100%

£499

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.14%

Overall cost for comparison
6.5% APRC

Max% LTV
100%

Completion Fee
£499

Buy To Let Mortgages

Buy to Let 2 Year Fixed
Representative Example

5.49%

7.8% APRC

80%

£0

Product
Buy to Let 2 Year Fixed
Representative Example

Initial rate
5.49%

Overall cost for comparison
7.8% APRC

Max% LTV
80%

Completion Fee
£0

Holiday Let 2 Year Fixed Rate
Representative Example

4.89%

7.9% APRC

80%

£5000

Product
Holiday Let 2 Year Fixed Rate
Representative Example

Initial rate
4.89%

Overall cost for comparison
7.9% APRC

Max% LTV
80%

Completion Fee
£5000

Prime Plus – Buy to Let 5 Year Fixed
Representative Example

6.55%

7.7% APRC

70%

£0

Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example

Initial rate
6.55%

Overall cost for comparison
7.7% APRC

Max% LTV
70%

Completion Fee
£0

Family Buy to Let 2 Year Discount
Representative Example

5.84%

7.5% APRC

80%

£0

Product
Family Buy to Let 2 Year Discount
Representative Example

Initial rate
5.84%

Overall cost for comparison
7.5% APRC

Max% LTV
80%

Completion Fee
£0

Family Assist Mortgages

Buy for University – Term Discount
Representative Example

6.04%

6.3% APRC

80%

£0

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.04%

Overall cost for comparison
6.3% APRC

Max% LTV
80%

Completion Fee
£0

Buy for University – Term Discount
Representative Example

6.14%

6.5% APRC

100%

£499

Product
Buy for University – Term Discount
Representative Example

Initial rate
6.14%

Overall cost for comparison
6.5% APRC

Max% LTV
100%

Completion Fee
£499

Family Deposit Mortgage 5 Year Fixed
Representative Example

6.15%

7.5% APRC

100%

£499

Product
Family Deposit Mortgage 5 Year Fixed
Representative Example

Initial rate
6.15%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Family Buy to Let Mortgages

Family Buy to Let 2 Year Discount
Representative Example

5.84%

7.5% APRC

80%

£0

Product
Family Buy to Let 2 Year Discount
Representative Example

Initial rate
5.84%

Overall cost for comparison
7.5% APRC

Max% LTV
80%

Completion Fee
£0

Joint Borrower Sole Proprietor Mortgages

Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

6.25%

7.5% APRC

100%

£499

Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example

Initial rate
6.25%

Overall cost for comparison
7.5% APRC

Max% LTV
100%

Completion Fee
£499

Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

5.55%

7.3% APRC

95%

£999

Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example

Initial rate
5.55%

Overall cost for comparison
7.3% APRC

Max% LTV
95%

Completion Fee
£999