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Protecting your home

Tailor-made protection with our pick and mix options

Home > Insurance



When it comes to protecting your home and possessions we know that one size doesn’t fit all so our Home Insurance, provided by RSA, can be tailored to fit your personal needs in two easy steps:

1.  Choose the level of Core Cover that’s right for you. 

2.  Build on this protection by picking and mixing from our range of Extra Cover Options to make your cover your own. 

We chose to partner with RSA because they have been insuring customers since 1710, and are one of the leading insurers in the UK employing over 13,000 people and serving nine million customers in over 100 countries. They are committed to listening to customers, delivering consistent reliable customer service and handling complaints fairly and promptly.

Loughborough Building Society is an introducer to Royal & Sun Alliance Insurance Ltd (No. 93792). Registered in England & Wales at St Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Core Buildings Only

  • Up to £500,000 fire, storm and subsidence cover as standard
  • Covers your home, garage, outbuildings, walls and drive
  • Includes £40,000 of alternative accommodation cover

Core Contents Only

  • Up to £50,000 of cover as standard
  • Covers items such as furniture, carpets, curtains and free-standing white goods
  • Core Contents does not cover items that are included in the Extra Cover Options such as jewellery

Core Buildings and Contents Cover

  • Combines all the elements of Core Buildings Only and Core Contents Only

Once you’ve decided on the best Core Cover for you, add the Extra Cover Options to complete your tailor-made protection.

Technology and Entertainment

This option covers you against accidental damage and loss, both inside and outside your home and includes:

  • TVs, DVD/video players/recorders, satellite dishes/receivers, aerials
  • CD players and recorders, radios
  • MP3 players, iPods, music downloads
  • Phones, mobile phones and fax machines
  • PCs, laptops, netbooks and printers
  • Musical instruments and accessories
  • Cameras and accessories

Personal Items

Whether at home or out and about, this option lets you handpick the cover that suits you and includes:

  • Jewellery, watches, medals
  • Camping and sports equipment
  • Bikes, wheelchairs, disability scooters
  • Spectacles, contact lenses, hearing aids
  • Credit, debit and cheque or cash dispenser cards
  • Money, cheques, gift tokens, travellers’ cheques, premium bonds
  • Pre-payment cards, postal or money orders, phone cards
  • Season or travel tickets


For the green-fingered, this option covers everything from garden furniture to shrubs and includes:

  • Trees, plants, hedges, shrubs, lawns
  • Gardening equipment such as lawnmowers, shears, spades etc.
  • Garden furniture, barbecues, patio heaters
  • Play equipment
  • Water features, statues, pots, lights

Legal Expenses

The reassurance of professional advice if you need to take or defend against legal action and includes:

  • Personal injury
  • Consumer protection
  • Employment disputes
  • Tax issues

Accidental Damage

These things will happen so this option lets you choose to add accidental damage to your buildings, your contents or both and includes:

  • Mirror and glass (for Core Contents Only)
  • Fixed ceramic hobs, sanitary ware
  • Damage to your contents while being moved by a professional removal company (for Core Contents Only)
  • Accidental loss of metered water (for Core Contents Only)

Home Emergency Assistance

Get professional assistance quickly if you’re facing a home emergency. Our cover is designed to make dealing with emergencies much less stressful and includes:

  • Loss of heating, water or lighting
  • Plumbing or drainage problems
  • Removal of rats, mice, squirrels, wasp nests
  • Securing broken windows and doors
  • Emergency roof repairs
  • Overnight accommodation costs if your home can’t be lived in

Get a quote for Loughborough Home Insurance

You an do this online or call RSA direct using the number below.

Call: 0330 100 6502 and quote “Loughborough Building Society” to get the full benefit of The Loughborough Home Insurance

Lines are open:

Mon-Fri 8am to 8pm

Saturday 9am to 1pm