We recognise that life isn’t always simple so whether you’re a first time buyer or making a fresh start having encountered an unexpected life event, you might need a little help from your family to purchase or re-mortgage your home.

Our product is available up to 100% loan to value (LTV), on a repayment basis for properties in mainland England and Wales. Your family member would need to guarantee the deposit of up to 20% of the purchase price/valuation by way of either a cash sum, which is deposited into a savings account or by allowing a collateral charge against their own property. When there’s enough equity in your property, they’ll be able to re-claim their cash sum or remove the charge from their property, whichever is applicable.

You can find more information and answers to some questions you may have here.