If it's your first time...
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First time buyers
Our range of mortgages for First Time Buyers, including the FTB Family Deposit, means you could borrow up to 100% of the value of the property you want to buy.
Our mortgage calculator below is designed to show you how much you could potentially borrow up to 95% loan to value, which products are available to you and how much your monthly payments would be.
You can find more information on buying your first home here and answers to some questions you may have here.
Try our mortgage Calculator
Fixed rate
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
Product
Joint Borrower Sole Proprietor 5 Year Fixed
Representative Example
Joint Borrower Sole Proprietor 5 Year Fixed
Representative Example
Initial rate
3.09%
3.09%
Overall cost for comparison
3.9% APRC
3.9% APRC
Max% LTV
80%
80%
Completion Fee
£499
£499
Product
2 Year Fixed
Representative Example
2 Year Fixed
Representative Example
Initial rate
3.15%
3.15%
Overall cost for comparison
5.3% APRC
5.3% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Initial rate
3.05%
3.05%
Overall cost for comparison
4.5% APRC
4.5% APRC
Max% LTV
90%
90%
Completion Fee
£699
£699
Product
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Joint Borrower Sole Proprietor 2 Year Fixed
Representative Example
Initial rate
3.35%
3.35%
Overall cost for comparison
4.6% APRC
4.6% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Product
Family Deposit Mortgage 3 Year Fixed
Representative Example
Family Deposit Mortgage 3 Year Fixed
Representative Example
Initial rate
3.49%
3.49%
Overall cost for comparison
4.3% APRC
4.3% APRC
Max% LTV
100%
100%
Completion Fee
£0
£0
Joint Borrower Sole Proprietor & Deposit Guarantee 3 Year Fixed
Representative Example
Representative Example
3.75%
4.4% APRC
100%
£699
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 3 Year Fixed
Representative Example
Joint Borrower Sole Proprietor & Deposit Guarantee 3 Year Fixed
Representative Example
Initial rate
3.75%
3.75%
Overall cost for comparison
4.4% APRC
4.4% APRC
Max% LTV
100%
100%
Completion Fee
£699
£699
Product
2 Year Fixed
Representative Example
2 Year Fixed
Representative Example
Initial rate
2.95%
2.95%
Overall cost for comparison
5.3% APRC
5.3% APRC
Max% LTV
80%
80%
Completion Fee
£0
£0
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
3.49%
3.49%
Overall cost for comparison
4.9% APRC
4.9% APRC
Max% LTV
80%
80%
Completion Fee
£999
£999
Product
5 Year Fixed
Representative Example
5 Year Fixed
Representative Example
Initial rate
3.39%
3.39%
Overall cost for comparison
4.9% APRC
4.9% APRC
Max% LTV
95%
95%
Completion Fee
£499
£499
Variable rate
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
Product
2 Year Discount
Representative Example
2 Year Discount
Representative Example
Initial rate
2.40%
2.40%
Overall cost for comparison
5.2% APRC
5.2% APRC
Max% LTV
90%
90%
Completion Fee
£699
£699
Product
EPC A-C 2 Year Discount
Representative Example
EPC A-C 2 Year Discount
Representative Example
Initial rate
2.40%
2.40%
Overall cost for comparison
5.1% APRC
5.1% APRC
Max% LTV
90%
90%
Completion Fee
£0
£0
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
3.35%
3.35%
Overall cost for comparison
4.4% APRC
4.4% APRC
Max% LTV
100%
100%
Completion Fee
£0
£0