First time buyers
Our range of mortgages for First Time Buyers, including the FTB Family Deposit, means you could borrow up to 100% of the value of the property you want to buy.
You can find products up to 95% loan to value below and products up to 100% loan to value here.
Our mortgage calculator below is designed to show you how much you could potentially borrow up to 95% loan to value, which products are available to you and how much your monthly payments would be.
Try our mortgage calculator
How much can I borrow?How much can I borrow and what would it cost?
Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.
Mortgages for first time buyers
| Fixed Rate Mortgages | ||||||
| Product | Initial rate |
Overall cost for comparison |
Max % LTV | Completion fee |
Representative Example |
Mortgage repayment |
|---|---|---|---|---|---|---|
3 Year Fixed |
2.19% | 4.5% APRC | 80% | £999 | View |
for 36 months
find out more
|
How to apply...
The Loughborough mortgage service is tailored to each individual and offered on a fully advised basis where applicable. Our qualified advisers will spend time with you to understand your mortgage needs and financial circumstances before recommending the most suitable solution for you.
There are a number of ways you can arrange to talk to one of our friendly team of Advisers, choose what’s best for you: