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Whatever your reasons for moving your mortgage

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Moving your mortgage

There are lots of reasons why you might want to move your mortgage. Maybe you’d like to repay the Government loan on your Help to Buy mortgage, reduce your monthly repayments or the term of your mortgage, or maybe you want some extra money for home improvements. Whatever you’re looking for we can find the right mortgage for you.

You can use our mortgage calculator to find out how much you could potentially borrow, which products are available to you and how much your monthly payments would be.

You can find more information on moving your mortgage here.

Try our mortgage Calculator
Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income





LTV Amount





Payment Terms





Variable rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Family Buy to Let 3 Year Discount
Representative Example
3.34%
4.8% APRC
80%
£499
Product
Family Buy to Let 3 Year Discount
Representative Example
Initial rate
3.34%
Overall cost for comparison
4.8% APRC
Max% LTV
80%
Completion Fee
£499
Term Discount Borrowing Into Retirement
Representative Example
3.09%
3.2% APRC
60%
£0
Product
Term Discount Borrowing Into Retirement
Representative Example
Initial rate
3.09%
Overall cost for comparison
3.2% APRC
Max% LTV
60%
Completion Fee
£0
Family Deposit Mortgage 2 Year Discount
Representative Example
3.10%
5.0% APRC
100%
£0
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
3.10%
Overall cost for comparison
5.0% APRC
Max% LTV
100%
Completion Fee
£0
Holiday Let 2 Year Discount
Representative Example
3.39%
5.2% APRC
75%
£499
Product
Holiday Let 2 Year Discount
Representative Example
Initial rate
3.39%
Overall cost for comparison
5.2% APRC
Max% LTV
75%
Completion Fee
£499
2 Year Discount
Representative Example
1.79%
4.6% APRC
80%
£699
Product
2 Year Discount
Representative Example
Initial rate
1.79%
Overall cost for comparison
4.6% APRC
Max% LTV
80%
Completion Fee
£699
Buy to Let EPC A-C 2 Year Discount
Representative Example
2.69%
5.1% APRC
80%
£0
Product
Buy to Let EPC A-C 2 Year Discount
Representative Example
Initial rate
2.69%
Overall cost for comparison
5.1% APRC
Max% LTV
80%
Completion Fee
£0
Holiday Let Re-Mortgage 2 Year Discount
Representative Example
3.05%
5.2% APRC
75%
£0
Product
Holiday Let Re-Mortgage 2 Year Discount
Representative Example
Initial rate
3.05%
Overall cost for comparison
5.2% APRC
Max% LTV
75%
Completion Fee
£0
2 Year Discount
Representative Example
2.15%
4.7% APRC
90%
£699
Product
2 Year Discount
Representative Example
Initial rate
2.15%
Overall cost for comparison
4.7% APRC
Max% LTV
90%
Completion Fee
£699

Fixed rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Family Buy to Let 3 Year Fixed
Representative Example
3.64%
4.9% APRC
80%
£499
Product
Family Buy to Let 3 Year Fixed
Representative Example
Initial rate
3.64%
Overall cost for comparison
4.9% APRC
Max% LTV
80%
Completion Fee
£499
Family Deposit Mortgage 3 Year Fixed
Representative Example
3.49%
4.9% APRC
100%
£0
Product
Family Deposit Mortgage 3 Year Fixed
Representative Example
Initial rate
3.49%
Overall cost for comparison
4.9% APRC
Max% LTV
100%
Completion Fee
£0
Buy to Let 5 Year Fixed
Representative Example
3.49%
4.9% APRC
80%
£0
Product
Buy to Let 5 Year Fixed
Representative Example
Initial rate
3.49%
Overall cost for comparison
4.9% APRC
Max% LTV
80%
Completion Fee
£0
2 Year Fixed
Representative Example
2.95%
5.1% APRC
90%
£999
Product
2 Year Fixed
Representative Example
Initial rate
2.95%
Overall cost for comparison
5.1% APRC
Max% LTV
90%
Completion Fee
£999
3 Year Fixed
Representative Example
3.39%
5.0% APRC
95%
£0
Product
3 Year Fixed
Representative Example
Initial rate
3.39%
Overall cost for comparison
5.0% APRC
Max% LTV
95%
Completion Fee
£0
3 Year Fixed Borrowing Into Retirement
Representative Example
3.19%
4.9% APRC
60%
£0
Product
3 Year Fixed Borrowing Into Retirement
Representative Example
Initial rate
3.19%
Overall cost for comparison
4.9% APRC
Max% LTV
60%
Completion Fee
£0
Shared Ownership 2 Year Fixed
Representative Example
3.69%
4.9% APRC
95%
£499
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
3.69%
Overall cost for comparison
4.9% APRC
Max% LTV
95%
Completion Fee
£499