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Whatever your reasons for moving your mortgage

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Moving your mortgage

There are lots of reasons why you might want to move your mortgage. Maybe you’d like to repay the Government loan on your Help to Buy mortgage, reduce your monthly repayments or the term of your mortgage, or maybe you want some extra money for home improvements. Whatever you’re looking for we can find the right mortgage for you.

You can use our mortgage calculator to find out how much you could potentially borrow, which products are available to you and how much your monthly payments would be.

You can find more information on moving your mortgage here.

Try our mortgage Calculator
Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income





LTV Amount





Payment Terms




Variable rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
2 Year Discount
Representative Example
5.69%
7.8% APRC
90%
£0
Product
2 Year Discount
Representative Example
Initial rate
5.69%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£0
Borrowing Into Retirement Term Discount
Representative Example
5.99%
6.2% APRC
60%
£0
Product
Borrowing Into Retirement Term Discount
Representative Example
Initial rate
5.99%
Overall cost for comparison
6.2% APRC
Max% LTV
60%
Completion Fee
£0

Fixed rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
7.19%
7.9% APRC
60%
£0
Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
Initial rate
7.19%
Overall cost for comparison
7.9% APRC
Max% LTV
60%
Completion Fee
£0
Prime Plus – 5 Year Fixed
Representative Example
7.09%
7.9% APRC
70%
£0
Product
Prime Plus – 5 Year Fixed
Representative Example
Initial rate
7.09%
Overall cost for comparison
7.9% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
7.39%
8.1% APRC
70%
£0
Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
Initial rate
7.39%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Buy to Let 5 Year Fixed
Representative Example
5.95%
7.5% APRC
75%
£1499
Product
Buy to Let 5 Year Fixed
Representative Example
Initial rate
5.95%
Overall cost for comparison
7.5% APRC
Max% LTV
75%
Completion Fee
£1499
Buy to Let 2 Year Fixed
Representative Example
6.09%
8.0% APRC
80%
£0
Product
Buy to Let 2 Year Fixed
Representative Example
Initial rate
6.09%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0
Family Deposit Mortgage 5 Year Fixed
Representative Example
6.75%
7.8% APRC
100%
£0
Product
Family Deposit Mortgage 5 Year Fixed
Representative Example
Initial rate
6.75%
Overall cost for comparison
7.8% APRC
Max% LTV
100%
Completion Fee
£0
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
6.85%
7.9% APRC
100%
£0
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.85%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£0
Family Buy to Let 5 Year Fixed
Representative Example
6.29%
7.5% APRC
80%
£0
Product
Family Buy to Let 5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.5% APRC
Max% LTV
80%
Completion Fee
£0
Holiday Let 5 Year Fixed Rate
Representative Example
5.99%
7.6% APRC
75%
£1499
Product
Holiday Let 5 Year Fixed Rate
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.6% APRC
Max% LTV
75%
Completion Fee
£1499
Holiday Let 2 Year Fixed Rate
Representative Example
6.29%
8.0% APRC
80%
£0
Product
Holiday Let 2 Year Fixed Rate
Representative Example
Initial rate
6.29%
Overall cost for comparison
8.0% APRC
Max% LTV
80%
Completion Fee
£0
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
6.39%
7.7% APRC
95%
£499
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
6.39%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
5.99%
7.5% APRC
90%
£999
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.5% APRC
Max% LTV
90%
Completion Fee
£999
Borrowing Into Retirement 3 Year Fixed
Representative Example
5.49%
7.6% APRC
60%
£0
Product
Borrowing Into Retirement 3 Year Fixed
Representative Example
Initial rate
5.49%
Overall cost for comparison
7.6% APRC
Max% LTV
60%
Completion Fee
£0
Large Loan/LTI 5 Year Fixed
Representative Example
6.30%
7.5% APRC
85%
£999
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
6.30%
Overall cost for comparison
7.5% APRC
Max% LTV
85%
Completion Fee
£999
Large Loan/LTI 5 Year Fixed
Representative Example
5.89%
7.3% APRC
75%
£1499
Product
Large Loan/LTI 5 Year Fixed
Representative Example
Initial rate
5.89%
Overall cost for comparison
7.3% APRC
Max% LTV
75%
Completion Fee
£1499
5 Year Fixed
Representative Example
6.29%
7.6% APRC
95%
£499
Product
5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.6% APRC
Max% LTV
95%
Completion Fee
£499
2 Year Fixed
Representative Example
5.39%
7.8% APRC
90%
£499
Product
2 Year Fixed
Representative Example
Initial rate
5.39%
Overall cost for comparison
7.8% APRC
Max% LTV
90%
Completion Fee
£499
Shared Ownership 2 Year Fixed
Representative Example
5.85%
7.9% APRC
95%
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
5.85%
Overall cost for comparison
7.9% APRC
Max% LTV
95%
Completion Fee
£0
Shared Ownership 5 Year Fixed
Representative Example
5.45%
7.2% APRC
95%
£0
Product
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
5.45%
Overall cost for comparison
7.2% APRC
Max% LTV
95%
Completion Fee
£0