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Helping you buy your home

We'll find the right mortgage for you

Buying a home

We’ve been successfully helping people buy their homes since 1867 and with our experience and knowledge you can be sure you’ll be in safe hands. So, whether your upsizing, downsizing, self employed, retired or a member of the Armed Forces we can help you buy your home.

You can find more information about our mortgages and answers to some questions you may have in our Mortgage FAQs.

Try our mortgage Calculator

Mortgage calculator

Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income





LTV Amount





Payment Terms




Fixed rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Product Fee
Mortgage Repayment
 
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
5.79%
7.9% APRC
80%
£499
Product
Joint Borrower Sole Proprietor – 2 Year Fixed
Representative Example
Initial rate
5.79%
Overall cost for comparison
7.9% APRC
Max% LTV
80%
Completion Fee
£499
Borrowing Into Retirement 2 Year Fixed
Representative Example
5.99%
7.9% APRC
70%
£499
Product
Borrowing Into Retirement 2 Year Fixed
Representative Example
Initial rate
5.99%
Overall cost for comparison
7.9% APRC
Max% LTV
70%
Completion Fee
£499
Shared Ownership 2 Year Fixed
Representative Example
6.10%
7.9% APRC
95%
£0
Product
Shared Ownership 2 Year Fixed
Representative Example
Initial rate
6.10%
Overall cost for comparison
7.9% APRC
Max% LTV
95%
Completion Fee
£0

Variable rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Product Fee
Mortgage Repayment
 
Buy for University – Term Discount
Representative Example
6.35%
6.7% APRC
100%
£499
Product
Buy for University – Term Discount
Representative Example
Initial rate
6.35%
Overall cost for comparison
6.7% APRC
Max% LTV
100%
Completion Fee
£499
Family Deposit Mortgage 2 Year Discount
Representative Example
6.09%
7.9% APRC
100%
£499
Product
Family Deposit Mortgage 2 Year Discount
Representative Example
Initial rate
6.09%
Overall cost for comparison
7.9% APRC
Max% LTV
100%
Completion Fee
£499