The Loughborough Building Society - 2 Year Fixed

Helping you buy your home

We'll find the right mortgage for you

Home > Mortgages > Buying a home

Buying a home

We’ve been successfully helping people buy their homes since 1867 and with our experience and knowledge you can be sure you’ll be in safe hands. So, whether your upsizing, downsizing, self employed, retired or a member of the Armed Forces we can help you buy your home.

Try our mortgage calculator, which is designed to show you how much you could potentially borrow, which products are available to you and how much your monthly payments would be.

You can find more information and answers to some questions you may have here.

Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income

Applicant #1 income *

Applicant #2 income (optional)

You can borrow up to:

LTV Amount

Property Value

Your Deposit

Your loan-to-value (LTV):

Payment Terms

Mortgage Term

Payment options
Repayment
Interest Only

Your monthly repayments:

Fixed rate

2 Year Fixed
Representative Example

2.95%

5.00% APRC

85%

£999

Product
2 Year Fixed
Representative Example

Initial rate
2.95%

Overall cost for comparison
5.00% APRC

Max% LTV
85%

Completion Fee
£999

5 Year Fixed
Representative Example

2.99%

4.3% APRC

80%

£499

Product
5 Year Fixed
Representative Example

Initial rate
2.99%

Overall cost for comparison
4.3% APRC

Max% LTV
80%

Completion Fee
£499

5 Year Fixed
Representative Example

3.20%

4.5% APRC

85%

£499

Product
5 Year Fixed
Representative Example

Initial rate
3.20%

Overall cost for comparison
4.5% APRC

Max% LTV
85%

Completion Fee
£499

5 Year Fixed
Representative Example

3.65%

4.6% APRC

90%

£0

Product
5 Year Fixed
Representative Example

Initial rate
3.65%

Overall cost for comparison
4.6% APRC

Max% LTV
90%

Completion Fee
£0

3 Year Fixed Borrowing Into Retirement
Representative Example

3.19%

4.9% APRC

60%

£0

Product
3 Year Fixed Borrowing Into Retirement
Representative Example

Initial rate
3.19%

Overall cost for comparison
4.9% APRC

Max% LTV
60%

Completion Fee
£0

Shared Ownership 2 Year Fixed
Representative Example

3.85%

5.3% APRC

95%

£499

Product
Shared Ownership 2 Year Fixed
Representative Example

Initial rate
3.85%

Overall cost for comparison
5.3% APRC

Max% LTV
95%

Completion Fee
£499

Shared Ownership 5 Year Fixed
Representative Example

4.15%

5.0% APRC

95%

£0

Product
Shared Ownership 5 Year Fixed
Representative Example

Initial rate
4.15%

Overall cost for comparison
5.0% APRC

Max% LTV
95%

Completion Fee
£0

Variable rate

2 Year Discount Borrowing into Retirement
Representative Example

2.79%

5.0% APRC

60%

£0

Product
2 Year Discount Borrowing into Retirement
Representative Example

Initial rate
2.79%

Overall cost for comparison
5.0% APRC

Max% LTV
60%

Completion Fee
£0

Term Discount Borrowing Into Retirement
Representative Example

3.09%

3.2% APRC

60%

£0

Product
Term Discount Borrowing Into Retirement
Representative Example

Initial rate
3.09%

Overall cost for comparison
3.2% APRC

Max% LTV
60%

Completion Fee
£0

Second/Holiday Home 3 Year Discount
Representative Example

2.79%

4.5% APRC

80%

£499

Product
Second/Holiday Home 3 Year Discount
Representative Example

Initial rate
2.79%

Overall cost for comparison
4.5% APRC

Max% LTV
80%

Completion Fee
£499

2 Year Discount
Representative Example

3.15%

5.0% APRC

90%

£699

Product
2 Year Discount
Representative Example

Initial rate
3.15%

Overall cost for comparison
5.0% APRC

Max% LTV
90%

Completion Fee
£699

3 Year Discount
Representative Example

3.39%

4.9% APRC

85%

£0

Product
3 Year Discount
Representative Example

Initial rate
3.39%

Overall cost for comparison
4.9% APRC

Max% LTV
85%

Completion Fee
£0