Search the site

Helping you buy your home

We'll find the right mortgage for you

Home > Mortgages > Buying a home

Buying a home

We’ve been successfully helping people buy their homes since 1867 and with our experience and knowledge you can be sure you’ll be in safe hands. So, whether your upsizing, downsizing, self employed, retired or a member of the Armed Forces we can help you buy your home.

Try our mortgage calculator, which is designed to show you how much you could potentially borrow, which products are available to you and how much your monthly payments would be.

You can find more information and answers to some questions you may have here.

Try our mortgage Calculator
Our mortgage calculator is designed to show you how much you could potentially borrow and how much your monthly payments would be. The amount is based solely on your income without deducting household expenses and financial commitments. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Gross annual income





LTV Amount





Payment Terms




Fixed rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Buy to Let 2 Year Fixed
Representative Example
6.70%
7.7% APRC
80%
£0
Product
Buy to Let 2 Year Fixed
Representative Example
Initial rate
6.70%
Overall cost for comparison
7.7% APRC
Max% LTV
80%
Completion Fee
£0
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
7.80%
8.0% APRC
70%
£0
Product
Prime Plus – Buy to Let 5 Year Fixed
Representative Example
Initial rate
7.80%
Overall cost for comparison
8.0% APRC
Max% LTV
70%
Completion Fee
£0
Borrowing Into Retirement 3 Year Fixed
Representative Example
6.45%
7.5% APRC
60%
£0
Product
Borrowing Into Retirement 3 Year Fixed
Representative Example
Initial rate
6.45%
Overall cost for comparison
7.5% APRC
Max% LTV
60%
Completion Fee
£0
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
7.74%
8.1% APRC
60%
£0
Product
Prime Plus – Borrowing Into Retirement 5 Year Fixed
Representative Example
Initial rate
7.74%
Overall cost for comparison
8.1% APRC
Max% LTV
60%
Completion Fee
£0
Prime Plus – 5 Year Fixed
Representative Example
7.64%
7.9% APRC
70%
£0
Product
Prime Plus – 5 Year Fixed
Representative Example
Initial rate
7.64%
Overall cost for comparison
7.9% APRC
Max% LTV
70%
Completion Fee
£0
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
7.80%
8.1% APRC
70%
£0
Product
Prime Plus Shared Ownership 5-Year Fixed
Representative Example
Initial rate
7.80%
Overall cost for comparison
8.1% APRC
Max% LTV
70%
Completion Fee
£0
Holiday Let 3 Year Fixed Rate
Representative Example
6.70%
7.6% APRC
80%
£0
Product
Holiday Let 3 Year Fixed Rate
Representative Example
Initial rate
6.70%
Overall cost for comparison
7.6% APRC
Max% LTV
80%
Completion Fee
£0
5 Year Fixed
Representative Example
6.29%
7.3% APRC
95%
£499
Product
5 Year Fixed
Representative Example
Initial rate
6.29%
Overall cost for comparison
7.3% APRC
Max% LTV
95%
Completion Fee
£499
3 Year Fixed
Representative Example
6.89%
7.7% APRC
95%
£499
Product
3 Year Fixed
Representative Example
Initial rate
6.89%
Overall cost for comparison
7.7% APRC
Max% LTV
95%
Completion Fee
£499
Shared Ownership 5 Year Fixed
Representative Example
6.54%
7.4% APRC
95%
£0
Product
Shared Ownership 5 Year Fixed
Representative Example
Initial rate
6.54%
Overall cost for comparison
7.4% APRC
Max% LTV
95%
Completion Fee
£0

Variable rate

Product
Initial rate
Overall cost
for comparison
Max % LTV
Completion Fee
Mortgage Repayment
 
Borrowing Into Retirement Term Discount
Representative Example
5.99%
6.2% APRC
60%
£0
Product
Borrowing Into Retirement Term Discount
Representative Example
Initial rate
5.99%
Overall cost for comparison
6.2% APRC
Max% LTV
60%
Completion Fee
£0
Large Loan/LTI 2 Year Discount
Representative Example
6.35%
7.6% APRC
80%
£999
Product
Large Loan/LTI 2 Year Discount
Representative Example
Initial rate
6.35%
Overall cost for comparison
7.6% APRC
Max% LTV
80%
Completion Fee
£999
2 Year Discount
Representative Example
6.45%
7.6% APRC
90%
£499
Product
2 Year Discount
Representative Example
Initial rate
6.45%
Overall cost for comparison
7.6% APRC
Max% LTV
90%
Completion Fee
£499